- Home
- Departments & Offices
- Human Resources
- Employee Benefits
- Health Benefits
- CIGNA Choice Health Savings Account
The HSA provides a health care plan with a tax-free health savings account with funds contributed by the Loudoun County Government or the employee. Before the health plan pays a coinsurance on eligible expenses, an annual deductible must be satisfied. Administered by Cigna.
Loudoun County contributes dollars to an employee's HSA each pay period based upon the level of coverage selected by the employee. Employees may also contribute, via payroll deduction on a pre-tax basis. Those funds remaining in the employees' HSA at the end of the year will roll over to the next year. The HSA is also an interest - bearing, portable account.
Cost | In-Network Benefits | Out-of-Network Benefits |
Physician Office Visit and Convenience Care Clinic | 10% after deductible | 30% after deductible |
Specialist Office Visit | 10% after deductible | 30% after deductible |
Deductible | $1,500 per individual $3,000 per family | $2,500 per individual $5,000 per family |
Coinsurance | 10% after deductible | 30% after deductible |
Out-of-Pocket Maximum | $6,450 per individual $12,900 per family | $6,450 per individual $12,900 per family |