County Government Retirees

Welcome to the Loudoun County Retiree Information Center, where you can obtain information about your benefits, wellness and related issues.

Open Enrollment for Plan Year 2023

Passive Enrollment

Open enrollment is passive enrollment which means no action is required if you do not want to make any changes to your current health plan elections

Cigna Medicare Surround Participants: If you and your dependents are currently covered under the Cigna Medicare Surround Plan you do not need to do anything. Your health insurance plans will continue automatically.

Open Enrollment Meetings

Join us to learn more about open enrollment. Benefits Q&A session will follow each presentation.

  • November 2, 2022: 12 pm—1 pm  Board Room, Government Center  
  • November 10, 2022: 12 pm—1 pm  Virtual Meeting

New for 2023

Your Cigna Rx Medicare (PDP) drug list is moving online. View the list of the drugs covered by your Part D plan (also known as your formulary). No registration is required.  

  • Drugs on this list are organized into different cost groups, or tiers. The cost of your medication depends on which tier your drug is in.
  • Some drugs may require prior authorization, have quantity limits or have a step therapy requirement.
  • Medicare covers some drugs and supplies under Part A or Part B instead of your Part D plan. This includes items such as diabetic testing supplies, home infusion drugs and allergy injections.

In addition to viewing your Cigna Medicare Rx (PDP) drug list you can also:

  • Find pharmacies near you by searching by ZIP code.
  • Access customer forms such as reimbursement claim forms, personal medication lists and more.

Inflation Reduction Act of 2022

In August 2022, new legislation known as the Inflation Reduction Act was passed, in part, to lower the cost of insulin products and vaccines for those with Medicare Part D prescription drug coverage. View the details here.

Plan Year 2023 Resources

Annual Creditable Coverage Notice

The annual Creditable Coverage Disclosure Notice (PDF) is being provided as part of the annual notice to retirees and their dependents who are eligible for Medicare. This notice is important because Medicare beneficiaries who are not covered by creditable prescription drug coverage and do not enroll in Medicare Part D when first eligible will likely pay higher premiums if they enroll at a later date. Please note this notice is for information purposes only. Retirees and their eligible dependents who are Medicare eligible and enrolled on the county’s health plan are not impacted by the late enrollment penalty enforced by Social Security Administration for Center for Medicare Services for Medicare Part D coverage.

  1. Pre-65 Retirees At-home COVID-19 Tests 
  2. Cigna's Virtual Medical Care Services

View information from Cigna on COVID-19 testing resources.

Pharmacy Benefit Coverage through Express Scripts
Each covered member on the Pre-65 Loudoun County Government prescription plan through Express Scripts can receive up to eight rapid at-home COVID-19 tests per insured covered member on a rolling 30-day basis. For example, a retiree with a family of four that includes a spouse and two children will be able to secure a maximum of 32 tests every 30 days, as needed. 

How to Get Your Test at No-charge Through Your Prescription Plan

  • OPTION 1: Visit a retail network pharmacy. To find a pharmacy, visit express-scripts.com and click “Find a Pharmacy.” You can also use their mobile app and follow these steps for a no-cost test:
    • Call your local Express Scripts in-network retail pharmacy to see if they have at-home COVID-19 tests available.
    • Take your Express Scripts ID card to your in-network retail pharmacy.
    • Bring the COVID-19 test to the pharmacy counter, not the regular checkout lane.
    •  Check out at the pharmacy counter and show your ID card. Your at-home COVID-19 test should automatically ring up at no cost to you.
  • OPTION 2: Request the COVID-19 test via mail order. Eligible insured covered members are able to order up to 8 at-home COVID-19 tests per month from Express Scripts Pharmacy. If you don't yet have an online account, register today so you can easily order your tests for home delivery when they are available. Please note that in the short term, there will be limited supplies and tests may take up to 4 weeks to arrive.
  • OPTION 3: Request reimbursement for tests purchased at out-of-network retailers. If you weren’t able to purchase your at-home COVID-19 test(s) at the pharmacy counter, or happened to be charged, you can submit your receipt for reimbursement of up to $12 per test online at Express Scripts’ COVID-19 resource center. Log in for instructions on how to submit a reimbursement claim. Employees can request reimbursement for tests purchased on or after January 15, 2022.

Other Alternatives
Pre-65 retirees and eligible dependents also covered under the County’s Cigna medical plan can receive no cost at-home COVID-19 testing through Cigna’s partnership with Pixel by LabCorp. Covered Cigna plan members can order an FDA-approved, PCR at-home specimen collection test kit. To request a kit, go online to LabCorp, complete an online screening and provide your Cigna health plan information. LabCorp will mail a kit to you, and you will collect the specimen and then return the specimen using the prepaid mailer. LabCorp will report the results to you in 5-7 days (depending on volume). 

Please remember that COVID-19 tests should be ordered as needed for personal use and not for the purpose of stockpiling.  

For additional questions about seeking at-home COVID-19 tests, please contact the Benefits Help Line at 703-777-0517 or email.

Wellness

An Ounce of Prevention

  • All of the Retiree Health Plans feature in-network preventive care benefits at no cost to you.
  • Get your Annual Preventive Exams as recommended to identify risks before they become chronic. Early detection helps to mitigate more serious medical conditions later.

Contact Information

Please contact the Loudoun County Benefits Office through email or by calling the Benefits Help Line: 703-777-0517.

Cigna Care Advocate

Meet virtually with your Cigna Care Advocate\ to learn about medical coverage, wellness resources and help with resolving claims issues. Make an appointment or contact by email.

Retiree e-Newsletter 

Receive updated news and information about benefits for Loudoun County Government retirees.