Follow these steps for what to do if your identity is stolen:
Place a "Fraud Alert" on your credit reports, and review the reports carefully. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:
Equifax Phone: 800-525-6285
Experian Phone: 888-397-3742
TransUnion Phone: 800-680-7289
Close any accounts that have been tampered with or established fraudulently.
Call the security or fraud departments of each company where an account was opened or changed without your ok.