Open Enrollment

Open Enrollment has ended for  2020. Your health plan election will be effective January 1, 2021.  

What is Open Enrollment?

Open Enrollment is the time of year for you to review your health care needs and consider whether you have selected the right health care coverage for yourself and family (if applicable).

During Open Enrollment you can:

  • Enroll in or drop a County-Sponsored Health Plan
  • Change Your Health Plan Option
  • Add or Drop Dependents
  • Make 2021 FSA Elections (re-enrollment required every year)

Passive Enrollment

This year’s health plan open enrollment will be a passive enrollment which means no action is required if you do not want to make any changes to your current health plan elections. Your current coverage will continue for Plan Year 2021. However, flexible spending accounts must be elected each year.

Get Started

Review the plan information below then visit myLoudoun (Oracle) to start make your elections. 

  1. 2021 Health Plan Rates & Comparison
  2. Cigna High Deductible Health Plans
  3. 2021 Flexible Spending Accounts
  4. Long Term Disability Buy-Up

2021 Health Plan Rates

Compare Health Plans

Enter the following codes if you work:

  • 30+ hours per week: MJQRF3N7
  • 20-29 hours per week: JU3KC6J6

Dental and Vision Plans

Price Covered Prescriptions

Contact Express Scripts Customer Service at 800-887-6197 for enrollment questions and to price a covered drug.

Open Enrollment Virtual Meetings

Click on the date below for the link to join the meeting. 

You can also call in: 1-646-749-3122, Access Code: 606-251-533

Can't make a meeting? View a recorded meeting and documents.

CIGNA Care Advocate

Loudoun County and CIGNA offer a Care Advocate who will meet with you virtually to assist with your medical  benefits questions, explain medical claim processing and can provide other services and resources available through the Cigna medical plan. 

Schedule an appointment with Cigna’s Care Advocate on Mondays in November between 10 a.m. and 2 p.m. Sign up here.

If you have questions regarding your Cigna plan, email or call 703-777-0517.



Call the Benefits Help Line at 703-777-0517 or email us