While a repeat performance of this disaster may seem remote, it's a good idea to think ahead, especially while your experience is fresh in your mind. The adage that lightning never strikes twice doesn't hold up when it comes to disasters. Floods, hurricanes, and tornadoes may revisit your area.
Buy flood insurance. Homeowner's insurance policies do not cover damage from floods. However, you can purchase flood insurance under the National Flood Insurance Program through any licensed insurance company or agent. Call your insurance agent, or for a list of agents offering flood insurance in your area, call the National Flood Insurance Program toll-free at 800-427-4661.
Steps to Take
Here are some steps you can take to reduce the extent of loss and damage in future disasters: