How soon can we go to settlement after approval?

If all required documentation has been received from the applicant, lender, and the title company, settlement can occur within about 15 business days. This is primarily because a minimum of 10 business days is required in order for the county to process a check in time for settlement.

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1. How soon can we go to settlement after approval?
2. My client would like to get their earnest money deposit back at closing. Is this allowed?
3. My client is purchasing a condo with mandatory country club membership and fees. Can they use PEG funds to finance these expenses?
4. What if the buyer wants to refinance in the future? Will the county subordinate?
5. What if they decide to sell their home or end employment with the county?