Do the new ratings mean that I will see a reduction in my property insurance premium?

The use of Insurance Services Office Inc. (ISO) ratings is voluntary on the part of insurance carriers. The establishment of premium rates by insurance carriers is dependent upon many other factors in addition to the PPC ratings. The public is encouraged to contact their insurance carrier to discuss how the new PPC ratings will impact their insurance premium rates.

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1. What is the Insurance Services Office (ISO) and what do they do?
2. How does the Public Property Classification (PPC) rating work?
3. What has recently changed with respect to ISO classifications within Loudoun County?
4. Do the new ratings mean that I will see a reduction in my property insurance premium?
5. How do I determine the Public Protection Classification for my property?
6. How does ISO plan to keep up with future improvements to the county’s fire suppression infrastructure?
7. I see signs for “Dry Hydrants” in rural areas of Loudoun County. What are dry hydrants and does their use improve the Public Property Classification (PPC) ratings?
8. How can I learn more about installing a dry hydrant and the grant program?